Free Tools
USDA loan calculators
Five calculators built on current, verified USDA figures, the payment, the guarantee fee, income eligibility with the household deductions, a USDA-versus-FHA comparison, and affordability. We never quote a rate; you enter your own.
Free tool
Payment Calculator
Estimate your $0-down monthly payment with the guarantee fees built in.
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Guarantee Fee Calculator
See the 1% upfront and 0.35% annual fees in dollars for your loan.
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Income Eligibility Calculator
Check your adjusted household income against the USDA limit, with the deductions.
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USDA vs FHA Calculator
Compare monthly cost and cash to close side by side.
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Affordability Calculator
Estimate the maximum home price your income supports.
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Calculators estimate; our team confirms. Send your details for exact figures on your county and a 5-minute callback during business hours.